5 Real Reasons You Won’t Reach Financial Independence

We are not perfect, and those imperfections often manifest themselves in our finances. But never fall for the illusion that wealth is wholly dependent on your character and behavior. To explain what I mean, let me ask: Have you met the Welfare Queen? She is irresponsible and shameless, engaging in behavior counter-productive to financial self-reliance.Continue reading “5 Real Reasons You Won’t Reach Financial Independence”

Are You Financially Resilient?

A young woman in the Land of Oz asks her way to Kansas. “If I were you,” she is unhelpfully told, “I wouldn’t start from Oz.” But if Oz is where you are, you have no choice; from there is where you start. That is how it is with many financial hardships. We must startContinue reading “Are You Financially Resilient?”

3 Retirement Myths of the Social Media Era

Social media has altered our perceptions of success, relationships, politics, culture and even retirement. But know this: no matter what type of designer retirement you think you have put together for yourself, bereavement, illness, ennui and financial challenges happen to everyone. No amount of wealth, success, power or planning can make you impervious to them.Continue reading “3 Retirement Myths of the Social Media Era”

One Question to Improve Your Money Habits

Goodbye, dear reader. Scientists have announced a previously undetected asteroid is on a collision course with Earth. It will strike within minutes and wipe out all life on the planet. Take the short time you have left to first hug your loved ones. Then, since you’re a person who understands the importance of good moneyContinue reading “One Question to Improve Your Money Habits”

Do Your Financial Goals Match Your Values?

Tony Hsieh, who tragically passed away last week, was all of us – someone who wanted to know how to live a happy, meaningful life during his short time on Earth. A concern for happiness was a major reason why the former Zappos CEO focused on transforming work culture. Happy workers made happy customers. ButContinue reading “Do Your Financial Goals Match Your Values?”

How to Live Like You’re Already Retired

The late poet Mary Oliver never worked an interesting job in her life, just as she wanted it. Her fear was that it would take away valuable time and energy from her true passion — writing poetry. As she explained in an interview: I was very careful never to take an interesting job. I tookContinue reading “How to Live Like You’re Already Retired”